With a new round of stimulus money from the US government being distributed as we speak, and the average American getting a check for $1400, for many people this could actually be a game-changer. To those who earn a whole lot of money, $1400 is a drop in the bucket, but for the majority of Americans who live from paycheck to paycheck, getting that much money is a huge deal.
Before you go crazy and head to Walmart, the Rules of Thumb blog from MoneyThumb would like to suggest a different plan. Sure, treat yourself to something nice, you deserve it, but don't spend very much, rather put that money to work for you. This is the secret of people who have disposable income, they invest their money and watch it grow.
We realize that there are many who admit they don't handle money well. Maybe this is a chance to change that? To help you change your attitude towards money and learn to budget while living more abundantly, we would like to share some FREE personal finance courses you can take. There couldn't be a better time to learn from the experts how to adjust your outlook on money and change your personal finances for the better.
In our research, the Rules of Thumb blog has discovered what we feel are the top 5 best, free personal finance courses. We have listed them below:
- Personal Finance 101: Everything You Need to Know--At the end of this course, students will be able to...Build excellent credit, Manage debt, including student loans, Invest wisely and effortlessly,
- Inspired Budget's Budgeting Basics--How to write a budget. Items that are most likely missing from your budget. What you can cut from your budget. How to use cash envelopes. How to pay off debt fast. How to keep everything organized.
- Clever Girl--This website has 30+ free personal finance courses!
- Ramit Sethi's The Ultimate Guide to Personal Finance. Mr. Sethi is a New York Times bestselling author of the book, I Will Teach You To Be Rich. In this free downloadable PDF, you will learn about money mistakes, automation, hidden income, investing, eliminating debt, and earning more.
- Personal Finance--This free course is courtesy of Missouri State University! So you will actually be taking a free college course, in reality. It is only available through Apple iTunes, but millions of people have iphones or ipads, so this is for you. A study of personal finance topics from the consumer and societal perspectives. Topics include the preparation and interpretation of personal financial statements and budgets, the time value of money, personal saving, financial market and investment fundamentals, the effective use of consumer credit, personal bankruptcy, insurance principles, automotive and housing decisions, principles of personal taxation, and retirement planning. This course will provide students with the concepts and critical thinking skills to understand the effects of financial decisions on individuals, families, and society.
We think these are the best of the best free courses when it comes to learning about personal finances, and hope our readers will take advantage of them. Please share this blog post on your social media channel so that your peers can benefit from these free courses too.
One comment
Ashok Pureti
Nice Article to Know Top 5 Free Courses To Help Improve Your Personal Finances, Thanks For The Information. I Have A Blog At simandhareducation.com With Finance And Accounting Articles It Helps Your Readers