Automatically remove non-true revenue, identify debt obligations, reveal common risk factors like ODs, NSFs, and much more.
Applicant fills out
existing online
application
Lender uploads
documents to
PDF Insights
Underwriting scorecard
with Thumbprint fraud
analysis is generated
in seconds
| Statement Month | Total Credits | Total Debits | Ending Balance | # of Debits | # of Credits | Avg Balance | Days Negative |
|---|---|---|---|---|---|---|---|
| TOTALS | 750 | 193 | $1,604,183 | 1 | |||
| Averages | $324,062 | $320,837 | $320,837 | 150 | 39 | $320,837 | 0 |
| February | $241,547 | $218,973 | $218,973 | 137 | 40 | $218,973 | 0 |
| March | $355,760 | $375,025 | $375,025 | 161 | 42 | $375,025 | 1 |
| April | $295,667 | $284,533 | $284,533 | 150 | 33 | $284,533 | 0 |
| May | $403,274 | $404,815 | $404,815 | 152 | 39 | $404,815 | 0 |
See at a glance how many days an account was negative for each statement month.
Quickly review the number of days in each month that the account had a low balance. You can easily set your thresholds for low balance in your settings.
See the number and type of transfer in and out of the account so you can accurately determine the true cash flow of the business.
Review the number of occurrences, by statement month, where the account was overdrawn due to insufficient funds.
Review the number of transactions that resulted in an overdraft incident by statement month.
Evaluate the overall health of the account by quickly reviewing account averages by month, total credits, total debits, average balances, and more.
Identify and remove transactions that should not be included as revenue such as MCAs, loans, and recovery companies
Quickly identify debt payments like loans, MCAs, credit card, and other obligations such as accounts payable, tax payments, and accrued expenses.
Discover negative transactions such as low balance days, presence of other MCAs, non-reconciled summaries, and potential fraud flags
Analyzes thousands of pages of financial documents and flags hundreds of suspicious documents every day
Creates customized scorecards and fraud scores that indicate the likelihood of document tampering
Saves lenders countless hours and mitigates significant losses
due to fraud
With MoneyThumb’s Thumbprint fraud detection software, loan underwriters have a powerful tool at their fingertips that can help them make more confident and faster credit decisions. With Thumbprint, you can arm your team with a powerful defense against a potential loss of millions of dollars due to fraud.
PDF Insights accurately reads and analyzes financial documents and Thumbprint alerts you of potential fraud - all in less than 5 seconds. This powerful combination delivers:
Web App – Use our interactive web application to drag and drop documents for processing. Review the documents and view the MoneyThumb scorecard with statistics. Then download the scorecard back to your CRM system.
API – Use our web service via a REST API called directly from your CRM system. Send the documents for processing via the API and get back the analyzed data and scorecard in JSON format for use by your CRM system.
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